{"id":10840,"date":"2025-09-02T06:15:13","date_gmt":"2025-09-02T06:15:13","guid":{"rendered":"https:\/\/dev2593.marketing-aide.com\/?page_id=10840"},"modified":"2026-01-20T22:25:17","modified_gmt":"2026-01-20T22:25:17","slug":"second-mortgage","status":"publish","type":"page","link":"https:\/\/www.creditreboot.ca\/alberta\/second-mortgage\/","title":{"rendered":"Second Mortgage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10840\" class=\"elementor elementor-10840\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2df86a inner-header e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"f2df86a\" data-element_type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-921819b e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none elementor-invisible e-con e-child \" data-id=\"921819b\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\t\t<div class=\"elementor-element elementor-element-257b668 elementor-widget__width-auto pxl-none elementor-widget elementor-widget-pxl_breadcrumb\" data-id=\"257b668\" data-element_type=\"widget\" data-widget_type=\"pxl_breadcrumb.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-breadcrumb-wrap\">\n\t<ul class=\"pxl-breadcrumb\"><li><span class=\"breadcrumb-entry\">Home<\/span><\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20de632 pxl-none elementor-widget elementor-widget-pxl_heading\" data-id=\"20de632\" data-element_type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-20de632-8401\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tNeed a Second Mortgage?\n\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-6615dac e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none elementor-invisible e-con e-child \" data-id=\"6615dac\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\t\t<div class=\"elementor-element elementor-element-21535ec elementor-align-center pxl-none elementor-widget elementor-widget-pxl_button\" data-id=\"21535ec\" data-element_type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-21535ec-3145\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\r\n    <a href=\"#inner-form\" class=\"btn   btn-default  bg-default  pxl-icon--left\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\r\n                                            <span class=\"pxl--btn-text\" data-text=\"Get Approved\">\r\n                        Get Approved        <\/span>\r\n    <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-7e19792 e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none elementor-invisible e-con e-parent \" data-id=\"7e19792\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:500,&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-2c6993a pxl-none elementor-widget elementor-widget-pxl_image_parallax\" data-id=\"2c6993a\" data-element_type=\"widget\" data-widget_type=\"pxl_image_parallax.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-image-prl pxl-image--inner overflow-hidden \">\r\n<div id=\"pxl_image_parallax-2c6993a-8511\" class=\"pxl-image-wg \" data-parallax=\"{&quot;scale&quot;:&quot;1.1&quot;,&quot;&quot;:&quot;&quot;}\" data-maxtilt=\"\" data-speedtilt=\"\" data-perspectivetilt=\"\" data-wow-delay=\"ms\">\r\n                                            <img fetchpriority=\"high\" decoding=\"async\" width=\"1349\" height=\"550\" src=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/second-mortage-Header.webp\" class=\"attachment-full size-full wp-image-11083\" alt=\"second-mortage-Header\" srcset=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/second-mortage-Header.webp 1349w, https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/second-mortage-Header-300x122.webp 300w, https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/second-mortage-Header-1024x417.webp 1024w, https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/second-mortage-Header-768x313.webp 768w, https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/second-mortage-Header-1170x477.webp 1170w\" sizes=\"(max-width: 1349px) 100vw, 1349px\" \/>                            <\/div>    \r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-454ce1a inner-sec-1  e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"454ce1a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-4d4a3d4 e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-child \" data-id=\"4d4a3d4\" data-element_type=\"container\">\t\t<div class=\"elementor-element elementor-element-7bdf40e pxl-none elementor-widget elementor-widget-text-editor\" data-id=\"7bdf40e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"h2-inner clr\">Second Mortgages to 80-85% of Home Value<\/h2>\n<p class=\"para\">You\u2019ve worked hard to build equity in your home \u2014 and it\u2019s yours to use. But maybe the bank won\u2019t help, or you don\u2019t want to give up the great mortgage rate you already have. That\u2019s where a second mortgage comes in.<\/p>\n<p class=\"para\">At CreditReboot Mortgages, we make second mortgages simple. We partner with alternative lenders and have direct access to private capital, so we can approve deals that banks won\u2019t \u2014 often within hours. Equity matters more to us than a credit score or income level. Our job is to help you access the funds you need quickly, with clear terms and no judgment.<\/p>\n<p class=\"sub-hd clr\">Why homeowners choose a second mortgage:<\/p>\n\n<ul class=\"ul-inner\">\n \t<li>Consolidate debt into one lower monthly payment<\/li>\n \t<li>Cover home repairs, renovations, or emergencies<\/li>\n \t<li>Free up cash flow after job loss or income changes<\/li>\n<\/ul>\n<p class=\"para\">Whether it\u2019s a small amount or a high-value loan, we\u2019re recognized in the industry for arranging hard-to-fund deals for homeowners with bruised credit or unconventional income.<\/p>\n<p class=\"para\"><i class=\"fa fa-phone\"><\/i> Call us or Start Your Pre-Approval Online Today!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-b9dcbd1 e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-child \" data-id=\"b9dcbd1\" data-element_type=\"container\">\t\t<div class=\"elementor-element elementor-element-503a3d2 ready-discuss-form pxl-none elementor-widget elementor-widget-shortcode\" data-id=\"503a3d2\" data-element_type=\"widget\" id=\"inner-form\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='_form_1'><\/div><script type='text\/javascript' src='https:\/\/lending-circle.activehosted.com\/f\/embed.php?static=0&id=1&69FB5A3A560A9&nostyles=0&preview=0'><\/script><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-6677511 with-out-clr e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"6677511\" data-element_type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-e93767c elementor-widget__width-inherit pxl-none elementor-widget elementor-widget-text-editor\" data-id=\"e93767c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"h2-inner text-center\">Why Work With CreditReboot Mortgages?<\/h2>\n<p class=\"para\">We actively work with mortgage investors to secure the lowest possible rates. We don\u2019t just arrange second mortgages \u2014 we plan for what comes next. Many homeowners get stuck with high costs or limited options when their second mortgage matures. At CreditReboot Mortgages, we build an exit-strategy to transition you into better mortgage options Our goal isn\u2019t just to get you approved \u2014 it\u2019s to set you up for long-term success.\n\n<\/p>\n<ul class=\"ul-inner\">\n \t<li><strong>100% digital approvals<\/strong> \u2014 apply online and get updates in real time<\/li>\n<li><strong>Ongoing support<\/strong>  \u2014 we stay connected to help you rebuild credit and plan for better options<\/li>\n<li><strong>Equity over credit<\/strong>  \u2014 approvals based on your home\u2019s value, not just your score<\/li>\n<li><strong>Direct access to private capital<\/strong>  \u2014 faster approvals and higher loan amounts<\/li>\n<li><strong>Funding up to 80\u201385% LTV<\/strong>  \u2014 maximized equity options<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-10616c2 inner-sec-2 e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"10616c2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-dddc81d e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-child \" data-id=\"dddc81d\" data-element_type=\"container\">\t\t<div class=\"elementor-element elementor-element-6f1d1b4 elementor-widget__width-inherit pxl-none elementor-widget elementor-widget-pxl_heading\" data-id=\"6f1d1b4\" data-element_type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-6f1d1b4-6869\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tConsolidate Debt with Home Equity\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71a8a38 credit-debit-form pxl-none elementor-widget elementor-widget-shortcode\" data-id=\"71a8a38\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><script src=\"https:\/\/cdn.jsdelivr.net\/npm\/jstat@1.9.2\/dist\/jstat.min.js\"><\/script> \r\n    <script src=\"https:\/\/cdn.jsdelivr.net\/gh\/formulajs\/formulajs@2.6.0\/dist\/formula.min.js\"><\/script><div class=\"credit-card-debt-main\">\r\n                <div class=\"credit-card-debt-wrap\">\r\n                    <div class=\"in-debt\">\r\n                        <div class=\"in-debt-sub\">\r\n                            <label>Total Outstanding Debt:<\/label>\r\n                            <span class=\"currencyinput\">\r\n                                <ccdm-i>$<\/ccdm-i>\r\n                                <input type=\"text\" onkeypress=\"return isNumberKey(event,this)\" class=\"in-debt ccdm-input\" value=\"0\">\r\n                                <p class=\"ccdm-error-msg\" style=\"display:none;\">Please enter an amount between $1 and $2,000,000.<\/p>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <button class=\"in-debt-btn\" disabled=\"disabled\">Show me how<\/button>\r\n                    <\/div>\r\n                    <div class=\"in-rs-debt\" style=\"display:none;\">\r\n                        <div class=\"cn-two\">\r\n                            <span class=\"currencyinput\">\r\n                                <ccdm-i>$<\/ccdm-i>\r\n                                <input type=\"text\" onkeypress=\"return isNumberKey(event,this)\" class=\"in-debt-inner\" value=\"0\">\r\n                                <p class=\"ccdm-inner-error-msg\" style=\"display:none;\">Please enter an amount between $1 and $2,000,000.<\/p>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <span class=\"ccdm-tl\">See How Lending Circle Can Help<\/span>\r\n                        <div class=\"ccdm-left ccdm-box\">\r\n                            <label>If you do nothing<\/label>\r\n                            <p>How long will take to pay off the Debt: <\/p><div class=\"ccdm-left-pod\">$0<\/div>\r\n                            <div class=\"ccdm-left-poy\"><\/div>\r\n                            <p>Total Interest Paid: <\/p><div class=\"ccdm-left-tip\">$0<\/div>\r\n\t\t\t\t\t\t\t<p class=\"ccdm-disclmr\">Calculator uses the 3% minimum Monthly payments required by unsecured Debt &amp; average credit card rate of 21% to calculate the figures above.<\/p>\r\n                        <\/div>\r\n                        <div class=\"ccdm-right ccdm-box\">\r\n                            <label>Lending Circle Solution<\/label>\r\n                            <p>Monthly Payment: <\/p><div class=\"ccdm-right-mp\">$1,001<\/div>\r\n\t\t\t\t\t\t\t<p class=\"ccdm-disclmr-right\">Ready to live Debt-Free? Speak to our team today.<\/p>\r\n                        <\/div>\r\n\t\t\t\t\t\t<div class=\"ccdm-des-center\">Calculator is for illustrative purposes only.<\/div>\r\n                    <\/div>\r\n                <\/div>\r\n                <div id=\"calculation_area\">\r\n                    <table id=\"rs_one\" style=\"display:none;\">\r\n                        <thead>\r\n                            <th>No<\/th>\r\n                            <th>Rate<\/th>\r\n                            <th>Payment<\/th>\r\n                            <th>Total Payment<\/th>\r\n                            <th>Interest Paid<\/th>\r\n                            <th>Principal Paid<\/th>\r\n                            <th>Balance<\/th>\r\n                            <th>% Paid<\/th>\r\n                        <\/thead>\r\n                        <tbody class=\"generate-one\">\r\n\r\n                        <\/tbody>\r\n                    <\/table>\r\n\r\n                    <table id=\"rs_two\" style=\"display:none;\">\r\n                        <thead>\r\n                            <th>Period<\/th>\r\n                            <th>Interest per period<\/th>\r\n                            <th>Principal Per Period<\/th>\r\n                            <th>Total Payment<\/th>\r\n                        <\/thead>\r\n                        <tbody class=\"generate-two\">\r\n\r\n                        <\/tbody>\r\n                    <\/table>\r\n\r\n                <\/div>\r\n            <\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-ab5a2d7 inner-sec-3 second-mortage-help e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"ab5a2d7\" data-element_type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-6719fad e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-child \" data-id=\"6719fad\" data-element_type=\"container\">\t\t<div class=\"elementor-element elementor-element-9de7aaa pxl-none elementor-widget elementor-widget-text-editor\" data-id=\"9de7aaa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"h2-inner\">How does Second Mortgage help?\n<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e866570 e-con-full e-grid pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-child \" data-id=\"e866570\" data-element_type=\"container\">\t\t<div class=\"elementor-element elementor-element-3144547 elementor-position-top pxl-none elementor-widget elementor-widget-image-box\" data-id=\"3144547\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"85\" height=\"85\" src=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/Debt-Consolidation-1.png\" class=\"attachment-full size-full wp-image-10869\" alt=\"Debt-Consolidation-1\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Debt Consolidation<\/h3><p class=\"elementor-image-box-description\">Second Mortgages are key to debt consolidation for Canadian homeowners. In some cases, using the equity to eliminate debt has freed up more than 50% of clients\u2019 monthly cashflow. It also helps improve their credit score to obtain better financing options in future\n\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9500c8b elementor-position-top pxl-none elementor-widget elementor-widget-image-box\" data-id=\"9500c8b\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"85\" height=\"85\" src=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/Home-Renovation.png\" class=\"attachment-full size-full wp-image-10868\" alt=\"Home-Renovation\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Home Renovation<\/h3><p class=\"elementor-image-box-description\">Renovating your home can increase your home value. Most people like to renovate before they decide to sell to obtain the maximum sale value. Second Mortgages provide quick cash to pay for renovations.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8d7658 elementor-position-top pxl-none elementor-widget elementor-widget-image-box\" data-id=\"e8d7658\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"85\" height=\"85\" src=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/Mortgage-Arrears.png\" class=\"attachment-full size-full wp-image-10867\" alt=\"Mortgage-Arrears\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Mortgage Arrears<\/h3><p class=\"elementor-image-box-description\">Falling behind on mortgage payments can result in potential foreclosure or power of sale proceedings. It can add high cost to the mortgage balance. Second Mortgage is a fast way to get cash in hand to pay any mortgage arrears & keep first mortgage in good standing.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-041c959 elementor-position-top pxl-none elementor-widget elementor-widget-image-box\" data-id=\"041c959\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"85\" height=\"85\" src=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/Tax-Arrears.png\" class=\"attachment-full size-full wp-image-10866\" alt=\"Tax-Arrears\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Catch-Up Funds<\/h3><p class=\"elementor-image-box-description\">Unforeseen expenses? Second Mortgage can be arranged in a short time period to help catch up on expenses. With a Single Monthly Payment, it makes catching up seamless and affordable.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5181692 elementor-position-top pxl-none elementor-widget elementor-widget-image-box\" data-id=\"5181692\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"85\" height=\"85\" src=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/Tax-Arrears-1.png\" class=\"attachment-full size-full wp-image-10865\" alt=\"Tax-Arrears-1\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Tax Arrears<\/h3><p class=\"elementor-image-box-description\">Falling behind on income tax can result in a lien against your house & high penalties. It can also hurt your credit score. Property taxes can jeopardize your existing mortgage standing & potential renewal. Second Mortgages allows homeowners access to the funds to pay off any tax arrears.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-945b343 elementor-position-top pxl-none elementor-widget elementor-widget-image-box\" data-id=\"945b343\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"85\" height=\"85\" src=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/Other-Reasons-1.png\" class=\"attachment-full size-full wp-image-10864\" alt=\"Other-Reasons-1\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Other Reasons<\/h3><p class=\"elementor-image-box-description\">Second mortgages are ideal for clients who want to start or expand their existing business, buy another property, pay for their kids\u2019 tuition, help a friend\/family member or need funds for any other purpose.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-54f14a1 inner-sec-5 e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"54f14a1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-56dff70 elementor-widget__width-inherit pxl-none elementor-widget elementor-widget-shortcode\" data-id=\"56dff70\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12797\" class=\"elementor elementor-12797\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58076ed e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"58076ed\" data-element_type=\"container\">\t\t<div class=\"elementor-element elementor-element-d57e525 pxl-none elementor-widget elementor-widget-text-editor\" data-id=\"d57e525\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"h2-inner\">What Our Clients Say<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a52754 pxl-none elementor-widget elementor-widget-shortcode\" data-id=\"9a52754\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><pre class=\"ti-widget\" style=\"display: none\"><template id=\"trustindex-google-widget-html\"><div class=\" ti-widget  ti-goog ti-review-text-mode-readmore ti-text-align-left\" data-no-translation=\"true\" data-layout-id=\"16\" data-layout-category=\"grid\" data-set-id=\"ligth-border\" data-pid=\"\" data-language=\"en\" data-close-locale=\"Close\" data-review-target-width=\"300\" data-css-version=\"2\" data-review-text-mode=\"readmore\" data-reply-by-locale=\"Owner's reply\" data-load-more-rows=\"3\" > <div class=\"ti-widget-container ti-col-3\"> <div class=\"ti-reviews-container\"> <div class=\"ti-reviews-container-wrapper\">  <div data-empty=\"0\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <trustindex-image class=\"ti-platform-icon\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\" ><\/trustindex-image> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjVmLvDsCMq_1txkCoB_svxViztv5FJzXP6Co744nmZ7Ox9ozxrh=w40-h40-c-rp-mo-br100\" data-imgurlset=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjVmLvDsCMq_1txkCoB_svxViztv5FJzXP6Co744nmZ7Ox9ozxrh=w80-h80-c-rp-mo-br100 2x\" alt=\"Gary Evers profile picture\" loading=\"lazy\" ><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Gary Evers <\/div> <div class=\"ti-date\">2025-05-15<\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Parm was excellent,  didn't matter what our questions were, he always had time for us.  Had a few tricky issues, but was handled very professional.  Thank you for getting us our house.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <trustindex-image class=\"ti-platform-icon\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\" ><\/trustindex-image> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjUiDzM8XOSiPiOB9kXpYE7NZ0gXJttdsW5-me0izo86NYXeypY=w40-h40-c-rp-mo-br100\" data-imgurlset=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjUiDzM8XOSiPiOB9kXpYE7NZ0gXJttdsW5-me0izo86NYXeypY=w80-h80-c-rp-mo-br100 2x\" alt=\"Elaiza Ibanez profile picture\" loading=\"lazy\" ><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Elaiza Ibanez <\/div> <div class=\"ti-date\">2025-03-12<\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Parm was super knowledgeable and really helped us when we were in a pinch and needed a quick close. He made our stressful situation much more manageable, would highly recommend!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <trustindex-image class=\"ti-platform-icon\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\" ><\/trustindex-image> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJxj14e6fy9kCZktDN4D-QrfC-NPtqaVlmdSNL4u24rJQ4nIQ=w40-h40-c-rp-mo-ba2-br100\" data-imgurlset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJxj14e6fy9kCZktDN4D-QrfC-NPtqaVlmdSNL4u24rJQ4nIQ=w80-h80-c-rp-mo-ba2-br100 2x\" alt=\"Harman Jammu profile picture\" loading=\"lazy\" ><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Harman Jammu <\/div> <div class=\"ti-date\">2024-09-06<\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->I recently had the pleasure of working with Parm from Lending Circle, and I couldn\u2019t be more satisfied with the experience. Parm stands out for his extensive knowledge of loan options and his exceptional customer service.\n\nWhen it comes to loan options, Parm is a true expert. He meticulously assessed my financial situation and presented a range of mortgage products tailored to my needs. Whether I was interested in a fixed-rate mortgage or specialized loans, Parm provided clear, comprehensive explanations of each choice, helping me make an informed decision.\n\nCustomer service is where Parm truly shines. From the initial consultation to the final approval, he was consistently responsive and attentive. Parm took the time to answer all my questions, no matter how minor, and kept me updated throughout the entire process. His professionalism and dedication made what could have been a stressful experience much smoother and more manageable.\n\nOverall, I highly recommend Parm and Lending Circle for anyone in need of mortgage services. Their combination of diverse loan options and outstanding customer care sets them apart in the industry.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <trustindex-image class=\"ti-platform-icon\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\" ><\/trustindex-image> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjUFrZ8FDiZMUShlgBd3w7jy4HH9xv8hQj1oU6Y2TDlu2Wmud2qL=w40-h40-c-rp-mo-ba2-br100\" data-imgurlset=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjUFrZ8FDiZMUShlgBd3w7jy4HH9xv8hQj1oU6Y2TDlu2Wmud2qL=w80-h80-c-rp-mo-ba2-br100 2x\" alt=\"Maya Molson profile picture\" loading=\"lazy\" ><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Maya Molson <\/div> <div class=\"ti-date\">2024-03-08<\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Parm from Lending Circle is an absolute pleasure to work with. He specializes in home equity loans and second mortgages. Whenever I bring a client to Parm, he delivers fast turnaround times on approvals. Working with him is seamless from start to finish.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <trustindex-image class=\"ti-platform-icon\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\" ><\/trustindex-image> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjWClvjtvkRij2HMi5A2K_gAtxNlhbdps6eRBiAV7n-QrizecaSX=w40-h40-c-rp-mo-br100\" data-imgurlset=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjWClvjtvkRij2HMi5A2K_gAtxNlhbdps6eRBiAV7n-QrizecaSX=w80-h80-c-rp-mo-br100 2x\" alt=\"Boban10 profile picture\" loading=\"lazy\" ><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Boban10 <\/div> <div class=\"ti-date\">2023-11-13<\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->No matter anyone's predicament, especially in the current economic market, I highly recommend working with Parm and Lending Circle. Parm was professional all the way guiding us through the process seamlessly and insuring we ended up with the best deal possible. In the end we were able to secure a rate better than what our current lender was offering for a short-term fixed rate. Thank you Parm and talk to you soon.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <trustindex-image class=\"ti-platform-icon\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\" ><\/trustindex-image> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocI180KM0jgBHBj3jniSYRJYAXWn5AK_LLqfjIaUvycYWd0tAw=w40-h40-c-rp-mo-br100\" data-imgurlset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocI180KM0jgBHBj3jniSYRJYAXWn5AK_LLqfjIaUvycYWd0tAw=w80-h80-c-rp-mo-br100 2x\" alt=\"Himadri Das profile picture\" loading=\"lazy\" ><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Himadri Das <\/div> <div class=\"ti-date\">2023-11-09<\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->The Lending Circle, in particular Parm, is the most timely, honest, and professional broker I've ever had the pleasure of working with. Throughout the whole deal, Parm was upfront and tried his hardest at every turn to make things a bit more favorable for me. He truly put himself in my shoes and fought for me to solve the problemmatic situation I found myself in. Thank you Parm! I look forward to working with you again!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <trustindex-image class=\"ti-platform-icon\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\" ><\/trustindex-image> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ4eupSEnLtl2csHt7orK42Ezl-267b0xQ-T8SHD79cwTpewg=w40-h40-c-rp-mo-br100\" data-imgurlset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ4eupSEnLtl2csHt7orK42Ezl-267b0xQ-T8SHD79cwTpewg=w80-h80-c-rp-mo-br100 2x\" alt=\"Molly Das profile picture\" loading=\"lazy\" ><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Molly Das <\/div> <div class=\"ti-date\">2023-11-09<\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Among all the brokers I've worked with over the years, Parm at Lending Circle is at the top. I was put into a tricky situation and all other brokers had failed deliver, but Parm helped me out of it. He diligently worked to get me a better deal at every single turn, going back and forth with lenders to get me the best deal possible. Thank you so much Parm, I couldn't have turned this around without you!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <trustindex-image class=\"ti-platform-icon\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\" ><\/trustindex-image> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjXOjhdNIZV1ISNU1pJxn-kcgfjDcVf9MloXdtGTm1krinGYbTB6=w40-h40-c-rp-mo-br100\" data-imgurlset=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjXOjhdNIZV1ISNU1pJxn-kcgfjDcVf9MloXdtGTm1krinGYbTB6=w80-h80-c-rp-mo-br100 2x\" alt=\"Sohon Das profile picture\" loading=\"lazy\" ><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Sohon Das <\/div> <div class=\"ti-date\">2023-11-09<\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->I highly recommend Lending Circle, and all the credit goes to Parm. After calling numerous brokers, only Parm was able to help me. He was professional, attentive, took time to clearly answer all my questions, and above all he did his best to understand my situation. I cannot speak of Parm highly enough, he is simply the best and I look forward to working with him again!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <trustindex-image class=\"ti-platform-icon\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"\" width=\"20\" height=\"20\" loading=\"lazy\" ><\/trustindex-image> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLHDJHMMAmwV50GueMWHSJpDBKxc-ktZH9ETYyyUhDHCmUI4g=w40-h40-c-rp-mo-br100\" data-imgurlset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLHDJHMMAmwV50GueMWHSJpDBKxc-ktZH9ETYyyUhDHCmUI4g=w80-h80-c-rp-mo-br100 2x\" alt=\"Bridgit Rewald profile picture\" loading=\"lazy\" ><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Bridgit Rewald <\/div> <div class=\"ti-date\">2023-06-09<\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google\" width=\"17\" height=\"17\" loading=\"lazy\" ><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Lending Circle has been a wonderful help in understanding the process of mortgages and mortgage renewal. Very easy to talk to. Non-judgemental. Highly suggest and recommend!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div>  <\/div> <div class=\"ti-load-more-reviews-container\"> <div class=\"ti-load-more-reviews-button\" style=\"display: none\">Load more<\/div> <\/div> <\/div>    <\/div> <\/div> <\/template><\/pre><div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?wp-widget\" data-template-id=\"trustindex-google-widget-html\" data-css-url=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/trustindex-google-widget.css?1759321421\"><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12c755e pxl-none elementor-widget elementor-widget-spacer\" data-id=\"12c755e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div 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pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"97d113c\" data-element_type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-e5e477d e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none elementor-invisible e-con e-child \" data-id=\"e5e477d\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\t\t<div class=\"elementor-element elementor-element-0177b8e pxl-none elementor-widget elementor-widget-image\" data-id=\"0177b8e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/you-deserve-better-option.png\" class=\"attachment-large size-large wp-image-12074\" alt=\"\" srcset=\"https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/you-deserve-better-option.png 600w, https:\/\/www.creditreboot.ca\/alberta\/wp-content\/uploads\/2025\/09\/you-deserve-better-option-300x200.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-cc8d745 e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none elementor-invisible e-con e-child \" data-id=\"cc8d745\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\t\t<div class=\"elementor-element elementor-element-d538363 elementor-widget__width-inherit pxl-none elementor-widget elementor-widget-pxl_heading\" data-id=\"d538363\" data-element_type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-d538363-4248\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\t\t\t<div class=\"pxl-item--subtitle px-sub-title-default \" data-wow-delay=\"ms\">\n\t\t\t\t<span class=\"pxl-item--subtext\"> \n\t\t\t\t\t\t\t\t\t\t We Know How Overwhelming Finances Can Be\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tYou deserve a             <span class=\"pxl-title--highlight \">\n                better            <\/span>\n         option.\n\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42cd7eb elementor-widget__width-inherit pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"42cd7eb\" data-element_type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Being declined by banks can leave you feeling helpless and anxious about your finances. At CreditReboot Mortgages, we specialize in home equity solutions tailored for homeowners like you. We understand your uncertainty and aim to help you regain financial freedom. With a streamlined process and dedicated support, you can finally take control and breathe easy knowing you&#8217;re on the right path to improving your financial standing.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a3a9b9 pxl-none elementor-widget elementor-widget-pxl_button\" data-id=\"5a3a9b9\" data-element_type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-5a3a9b9-6621\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\r\n    <a href=\"\/ontario\/about-us\/\" class=\"btn  btn-glossy btn-default  bg-default  pxl-icon--left\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\r\n                                            <span class=\"pxl--btn-text\" data-text=\"Get Started        \">\r\n                        Get Started                <\/span>\r\n    <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Need a Second Mortgage? Get Approved Second Mortgages to 80-85% of Home Value You\u2019ve worked hard to build equity in your home \u2014 and it\u2019s yours to use. But maybe the bank won\u2019t help, or you don\u2019t want to give up the great mortgage rate you already have. That\u2019s where a second mortgage comes [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10840","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Alberta Second Mortgage Options for Homeowners | CreditReboot<\/title>\n<meta name=\"description\" content=\"Need a second mortgage in Calgary or Edmonton? CreditReboot has Options available for Alberta homeowners with bad credit or bank decline.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.creditreboot.ca\/alberta\/second-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Alberta Second Mortgage Options for Homeowners | CreditReboot\" \/>\n<meta property=\"og:description\" content=\"Need a second mortgage in Calgary or Edmonton? CreditReboot has Options available for Alberta homeowners with bad credit or bank decline.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.creditreboot.ca\/alberta\/second-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"CreditReboot Mortgages\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-20T22:25:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.creditreboot.ca\/ontario\/wp-content\/uploads\/2025\/09\/second-mortage-Header.webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.creditreboot.ca\/alberta\/second-mortgage\/\",\"url\":\"https:\/\/www.creditreboot.ca\/alberta\/second-mortgage\/\",\"name\":\"Alberta Second Mortgage Options for Homeowners | CreditReboot\",\"isPartOf\":{\"@id\":\"https:\/\/www.creditreboot.ca\/alberta\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.creditreboot.ca\/alberta\/second-mortgage\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.creditreboot.ca\/alberta\/second-mortgage\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.creditreboot.ca\/ontario\/wp-content\/uploads\/2025\/09\/second-mortage-Header.webp\",\"datePublished\":\"2025-09-02T06:15:13+00:00\",\"dateModified\":\"2026-01-20T22:25:17+00:00\",\"description\":\"Need a second mortgage in Calgary or Edmonton? 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