Home Equity
Home Equity Loans with Bad Credit
At CreditReboot Mortgages, we specialize in home equity loans and second mortgages for homeowners across Alberta . Whether you’ve got bad credit, low income, or late payments, we’re here to help.
- Access up to 85% of your home’s equity
- No income or credit score required
- Fast approvals — funds in your hands in 2-3 days
Alternative Capital. Real Solutions.
Unlike banks, we look at your home’s value, not just your income.
We fund the tough deals:
- High debt load?
- Behind on payments?
With direct access to private capital, we’ve helped hundreds of homeowners tap into their equity when traditional lenders walked away.
Own a Home? You’re Already Approved.
We believe every homeowner deserves access to the equity they’ve built.
Let’s review your situation — no judgment, no hoops, just fast funding.
Call now or apply online — approvals in hours, not weeks.
Consolidate Debt with Home Equity
What Is A Home Equity Loan?
Home Equity loans is a process of borrowing money using the equity in a house. CreditReboot Mortgages helps Canadian Homeowners maximize their equity with home equity loans. Our expertise in home equity lending allows us to quickly determine the most competitive solutions for our clients. It can be financed by institutions and Private Lenders. Although, institutional products such as HELOC require qualifying based on income and credit. Products offered by Private lenders are instead qualified based on equity in the property without income or credit requirements.
Borrow From CreditReboot Mortgages
We actively work with mortgage investors to provide the lowest cost for Home Equity Loans. Many clients get stuck with home equity loans at the time of maturity. We plan ahead with our clients to ensure their goals are accomplished & appropriate refinancing is in place to pay off the home equity loan
- Minimal Broker Fees
- Free Property Report
- Tailored loan terms for Each Client
- 24 Hour Approvals
- Direct Funding
- Transparent Process
Why Take a Home Equity Loan?
Debt Consolidation
Home Equity loan is a key solution for Homeowners who are trapped in a debt cycle. The interest rates on home equity loans are much lower than an average credit card.
Home Renovation
Do you need the cash to renovate your house? Home Equity loan is an ideal way to get cash you need to finish home renovation & increase the home value.
Catch-Up Funds
Unforeseen expenses? Home equity loan can be arranged in a short time period to help catch up on expenses. With a Single Monthly Payment, it makes catching up seamless and affordable.
Investments
Looking to purchase a cottage or a rental property? or invest in business? Home equity loan can provide fast capital so you don't miss any opportunities.
Mortgage Arrears
Have you fallen behind on mortgage payments? Home equity loan is a fast way to get cash in hand to pay the mortgage arrears & keep first mortgage in good standing.
Tax Arrears
Need funds to pay CRA or property tax arrears? Home equity loan can provide the cash needed to pay any income or property taxes.
Benefits of a Home Equity Loan
- Stop Collection Calls
- Renovate Your Home
- Invest In Your Business
- Pay Off A Consumer Proposal
- Pay Mortgage Arrears
- Purchase Investments
- Pay for wedding expenses
- Pay for education
- Cover medical expenses
- Pay CRA tax arrears
- Pay property tax arrears
- Take a family vacation
- Purchase a car
- Get out of high-interest loans
- Invest In RRSP or RESP
- Pay off payday loans
- Pay Off Judgments, Garnishments
- Cover your expenses
You deserve a better option.
Being declined by banks can leave you feeling helpless and anxious about your finances. At CreditReboot Mortgages, we specialize in home equity solutions tailored for homeowners like you. We understand your uncertainty and aim to help you regain financial freedom. With a streamlined process and dedicated support, you can finally take control and breathe easy knowing you’re on the right path to improving your financial standing.