About Us
About Us
Why We Re-branded?
When we first launched as Lending Circle, our focus was on partnering with brokers and loan originators to provide funding behind the scenes. But over time, we discovered something more meaningful: we were at our best when working directly with homeowners.
Guiding borrowers through home equity loans, helping them pay off debt, and walking with them as they rebuilt their credit — that’s where we saw the greatest impact. Those moments weren’t just transactions; they were turning points.
Working directly with families allowed us to:
- Lower borrowing costs by cutting out extra layers
- Give advice first-hand — clear, honest, and practical
- Build lasting relationships through referrals and ongoing support
- Create long-term change by helping clients move from bad credit to prime rates
This journey revealed our true calling. We weren’t just lenders; we were partners in helping homeowners reboot their financial futures.
That’s why we rebranded to CreditReboot Mortgages — a name that reflects not just what we offer, but what we believe in: giving homeowners with bruised credit the tools, guidance, and support to unlock equity today and rebuild for tomorrow.
Our Mission
At CreditReboot Mortgages, our mission is to empower homeowners who’ve been turned away by banks. We provide clear, digital-first mortgage solutions that unlock home equity, reduce financial stress, and set the path toward stronger credit and long-term stability.
Our Vision
Our vision is to be the most trusted partner for Canadians who need mortgage solutions beyond the bank. By combining a digital-first approval process with flexible lending options, we aim to make CreditReboot Mortgages the go-to choice for homeowners rebuilding their credit and for investors seeking a transparent, modern way to lend.
Great Reviews & 5 Star Rating
Our past clients are our best advertisement. Please read their testimonials & decide whether we are best for you or not. Click here for Reviews
Industry Leaders in Alternative Lending
Our expertise is in helping borrowers with bruised credit & unverifiable income; self employed, cash income etc. We have helped hundreds of clients who were declined by the banks.
Low Rates & Fees
Access to unlimited capital & lenders helps us provide the lowest cost solutions for our clients.
Fast Approvals & Easy Process
Online Application & Secured virtual portal. We can close deals within 24-48 hours for clients in difficult situations.
You deserve a better option.
Being declined by banks can leave you feeling helpless and anxious about your finances. At CreditReboot Mortgages, we specialize in home equity solutions tailored for homeowners like you. We understand your uncertainty and aim to help you regain financial freedom. With a streamlined process and dedicated support, you can finally take control and breathe easy knowing you’re on the right path to improving your financial standing.