- Main Home
- Home Purchase
Home Purchase
- Main Home
- Home Purchase
Home Purchase

Looking to Purchase a house?
Whether you’re a first time home buyer or looking to purchase a rental property, CreditReboot Mortgages can help you obtain the best rate mortgage. We work with Banks, alternative & private lenders to accommodate clients with all types of credit & income. Banks can only offer you their products while we can review products from various lenders all at the same time to ensure you’re getting the best mortgage possible.
We can help even if your bank has declined you for any reason. We work with many alternative lenders who offer flexible lending criteria to help you become homeowners. Knowing the amount of down-payment required, estimated mortgage amount, mortgage payments & other requirements for mortgage can help you plan ahead.
Mortgage Pre-Approval
Mortgage Pre-Approval is a crucial step in the home buying process. Our team will review various factors and help you determine a mortgage amount that you can be pre-approved for. After factoring in your down payment, this helps you determine how much you can spend on a house. Most real estate agents will require you to get a pre-approval for the mortgage. Our team will work with you to determine the appropriate mortgage amount & make sure you will be able to meet all mortgage conditions. We will advise you of all document requirements along with a pre-approval beforehand to ensure smooth home buying process.

Type of Mortgages & Home Loans
What Our Clients Say
Expectations exceeded! Parm, I had an incredible experience working with you and I just want you to know how much I appreciate your service as a mortgage broker, as well how professional and efficient you are. All my requests for my mortgage was well taken care of and I couldn't ask for more. Once again thank you very much for your special service!
Claudia Ingabire
Hands down the best service providers. Very professional and provide the best customer experience. This company will not disappoint. Parm is very knowledgeable, dedicated to his work, professional, and most importantly very well experienced. If you go with them, you have true piece of mind and supporters for life.
Manpreet Kaur
CreditReboot Mortgages was great, Parm worked so hard and exceptionally fast to make sure our deal closed within a few days. There was no hassle, everything went seamlessly.Thank you to parm and his amazing team for making the whole process done and over with in the blink of an eye.Definitely will go back and refer to anyone looking for financial help.
Saalini Sawyers
Gary Evers2025-05-15Trustindex verifies that the original source of the review is Google. Parm was excellent, didn't matter what our questions were, he always had time for us. Had a few tricky issues, but was handled very professional. Thank you for getting us our house. Elaiza Ibanez2025-03-12Trustindex verifies that the original source of the review is Google. Parm was super knowledgeable and really helped us when we were in a pinch and needed a quick close. He made our stressful situation much more manageable, would highly recommend! Harman Jammu2024-09-06Trustindex verifies that the original source of the review is Google. I recently had the pleasure of working with Parm from CreditReboot Mortgages, and I couldn’t be more satisfied with the experience. Parm stands out for his extensive knowledge of loan options and his exceptional customer service. When it comes to loan options, Parm is a true expert. He meticulously assessed my financial situation and presented a range of mortgage products tailored to my needs. Whether I was interested in a fixed-rate mortgage or specialized loans, Parm provided clear, comprehensive explanations of each choice, helping me make an informed decision. Customer service is where Parm truly shines. From the initial consultation to the final approval, he was consistently responsive and attentive. Parm took the time to answer all my questions, no matter how minor, and kept me updated throughout the entire process. His professionalism and dedication made what could have been a stressful experience much smoother and more manageable. Overall, I highly recommend Parm and CreditReboot Mortgages for anyone in need of mortgage services. Their combination of diverse loan options and outstanding customer care sets them apart in the industry. Maya Molson2024-03-08Trustindex verifies that the original source of the review is Google. Parm from CreditReboot Mortgages is an absolute pleasure to work with. He specializes in home equity loans and second mortgages. Whenever I bring a client to Parm, he delivers fast turnaround times on approvals. Working with him is seamless from start to finish. Boban102023-11-13Trustindex verifies that the original source of the review is Google. No matter anyone's predicament, especially in the current economic market, I highly recommend working with Parm and CreditReboot Mortgages. Parm was professional all the way guiding us through the process seamlessly and insuring we ended up with the best deal possible. In the end we were able to secure a rate better than what our current lender was offering for a short-term fixed rate. Thank you Parm and talk to you soon. Himadri Das2023-11-09Trustindex verifies that the original source of the review is Google. The CreditReboot Mortgages, in particular Parm, is the most timely, honest, and professional broker I've ever had the pleasure of working with. Throughout the whole deal, Parm was upfront and tried his hardest at every turn to make things a bit more favorable for me. He truly put himself in my shoes and fought for me to solve the problemmatic situation I found myself in. Thank you Parm! I look forward to working with you again! Molly Das2023-11-09Trustindex verifies that the original source of the review is Google. Among all the brokers I've worked with over the years, Parm at CreditReboot Mortgages is at the top. I was put into a tricky situation and all other brokers had failed deliver, but Parm helped me out of it. He diligently worked to get me a better deal at every single turn, going back and forth with lenders to get me the best deal possible. Thank you so much Parm, I couldn't have turned this around without you! Sohon Das2023-11-09Trustindex verifies that the original source of the review is Google. I highly recommend CreditReboot Mortgages, and all the credit goes to Parm. After calling numerous brokers, only Parm was able to help me. He was professional, attentive, took time to clearly answer all my questions, and above all he did his best to understand my situation. I cannot speak of Parm highly enough, he is simply the best and I look forward to working with him again! Bridgit Rewald2023-06-09Trustindex verifies that the original source of the review is Google. CreditReboot Mortgages has been a wonderful help in understanding the process of mortgages and mortgage renewal. Very easy to talk to. Non-judgemental. Highly suggest and recommend!Load more

You deserve a better option.
Being declined by banks can leave you feeling helpless and anxious about your finances. At CreditReboot Mortgages, we specialize in home equity solutions tailored for homeowners like you. We understand your uncertainty and aim to help you regain financial freedom. With a streamlined process and dedicated support, you can finally take control and breathe easy knowing you’re on the right path to improving your financial standing.